Happen Bank
Banking that clears the way.
Keep more of what you earn. Earn more on what you save. Checking your rate won't impact your credit score.² FDIC Insured.
Trusted nationwide
Clearing the way for over 5 million members
5M+
Members served nationwide
$100B+
Borrowed by members
4.7
Trustpilot score, based on 13K+ reviews
4.8
Stars on the Apple App Store
Pay down your debt
Fast and easy, products that work together
Personal loans, savings, and everyday banking in one app, built to help you keep more of what you earn.
Pay down your debt
Personal loan APRs as low as 6.53%³ to consolidate and simplify what you owe.
Cover a large expense
Funding in as little as 24 hours¹⁰ with applications that take minutes.
Earn more on what you save
Earn 4.20% APY with $250+ in deposits⁴ on LevelUp Savings.
What our members are saying
Super easy to use and helped me get a better handle on my finances. Everything’s in one place now, which makes managing my money so much easier.¹⁴— Amanda W.
Clearing the way for what’s next.
Low rates, more savings, and tools to help you move forward. Personal Loans, Personal Banking, Auto Refinancing, and Financing Solution.